No Need to Pay for Information on Free (or Low-Cost) Rx Drugs
Have you gotten spam email
claiming that free or low-cost prescription
drugs “are just a phone call away”?
Have you visited a website offering to help
you get free prescription drugs —
for a fee? If so,
you may be looking at
a scam.
According to the Federal
Trade Commission (FTC), America’s
consumer protection agency, some marketers
are using spam email and the Web to offer
information on free or low-cost prescription
drug programs for a fee, sometimes as much
as $195. Federal officials encourage you
to steer clear of any company that charges
for information on free or low-cost prescription
drug programs.
While it’s true
that many prescription drug companies offer
free or low-cost drugs for people who don’t
have prescription drug coverage, can’t
afford to pay for medication out of pocket,
or have exhausted their insurance’s
annual allowance, the programs have strict
qualification standards. Factors that affect
whether you qualify may include your income
and the cost of the drugs you need.
If you’re trying
to get free or low-cost prescription drugs,
you don’t have to pay for information
on how to do it. You just have to know where
to look. The information is free —
and publicly available — from your
physician, pharmacists, and the government.
A drug company trade
group sponsors a “one stop”
website at
www.helpingpatients.org.
The site provides information on patient
assistance programs for consumers who don’t
have prescription drug coverage. Industry
and government patient assistance programs
offer an estimated 1,000 medicines to treat
a variety of diseases and conditions, including
cancer, high cholesterol, diabetes, high
blood pressure, stroke, depression, schizophrenia,
and Alzheimer’s.
You can apply for
free
or low-cost prescription programs or medicines
on the website, or you can ask your health
care provider to do it for you. A computer
program determines whether there might be
a match for you among the various programs.
Health care providers must approve most
applications for these assistance programs.
Additionally,
www.accesstobenefits.org
is a website with information on many programs
to help seniors and people with disabilities
reduce their prescription drug costs. The
site is sponsored by a coalition of organizations
serving Medicare beneficiaries. These programs
offer the most help if you don’t have
other prescription drug coverage and if
your income is limited.
Finally, you can access
the federal government’s Medicare
information at www.medicare.gov
or by calling 1-800-MEDICARE.
Source: Federal Trade Commission website
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Reviewed: 02/2006
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